Business Loans to Support Your Growth
Cash flow is one of the biggest reasons why companies fail, and FlexiLoans business loan is the right solution to help. We understand the importance of access to funds to cope with the financial challenges, especially in Tier 2 and 3 cities. Our flexible financing solutions are tailored for small and medium enterprises to help them overcome such challenges. FlexiLoans allows you to get a business loan now without paperwork or long wait hours. Get a business loan instantly with flexible repayment options to eliminate financial strain on your company.
With an option to choose a tenure between 12 to 36 months, you can get an EMI that helps best manage your cash flow. This makes it an ideal solution for companies to manage their working capital needs or business expansion.
You can apply for a business loan online to meet your urgent monetary needs from the comfort of your home or workplace. Our streamlined processing strategy, facilitated by advanced technology, ensures quick disbursal, usually within 48 hours. We aim to address your funding needs and help you thrive in today’s competitive business landscape.
Why FlexiLoans is the Ideal Choice for Your Financial Needs
Flexible Loan Tenure
Easily Accessible
100% Digital
Quick Disbursal
No Collateral
Flexible Loan Tenure
Easily Accessible
100% Digital
Quick Disbursal
No Collateral
Flexible Loan Tenure
Business Loan EMI Calculator
Breakup
FlexiLoans’ Business Loan Features & Benefits
With our straightforward loan application process, you can get a business loan with a wide range of features and benefits to address all your financial needs.
Easy Business Loan Eligibility
Unlike several other Non-Banking Financial Companies (NBFCs), our business loan eligibility criteria are quite simple. You can get a business loan now by meeting simple criteria, including:
- Minimum turnover requirement (varies based on loan amount)
- Two years business vintage
- Turnover above ₹300,000 for 3 months
Minimal Documentation
100% Collateral-Free
Up to ₹50 Lakh
12 to 36 Months Tenure
Competitive Interest Rates
Easy Business Loan Eligibility
Unlike several other Non-Banking Financial Companies (NBFCs), our business loan eligibility criteria are quite simple. You can get a business loan now by meeting simple criteria, including:
- Minimum turnover requirement (varies based on loan amount)
- Two years business vintage
- Turnover above ₹300,000 for 3 months
Minimal Documentation
100% Collateral-Free
Up to ₹50 Lakh
12 to 36 Months Tenure
Competitive Interest Rates
Transparent Business Loan Interest Rates & Charges
| Type of Charges | Description |
| Customized Interest Rates | Starting from 1% per month |
| Processing Fees | 2-4% |
| Loan Tenure | Up to 36 months |
| Foreclosure Charges | 5% on the pending principal amount |
| Late Payment Fee | ₹1000+GST* |
| Bounce Charges | ₹750/- For Each Bounce |
Get a Business Loan in 3 Simple Steps
Fill the Application Form
To apply for FlexiLoans business loans online, simply fill out the application form on our website. Add basic information about your business, including your PAN, mobile number associated with your company, GST details, etc.
Upload Documents for Verification
After filling out the application form, upload all the required documents for verification. This can include copies of your business’s PAN, GST, and more. We have streamlined the documentation process to reduce the application time.
Get the Disbursal
Once you complete and submit the application, our team will review it promptly. We will perform all the processes, from document verification to CIBIL credit rating checks, and notify you about the approval within 48 hours. Once approved, the loan amount will be disbursed into your bank account.
Determine Your Business Loan Capacity
Knowing how much you can borrow can help you plan your business vision accordingly and enable you to manage finances effectively. You can use our loan eligibility application, which is designed to help evaluate your borrowing capacity.
How to Use the Loan Eligibility Application
- Click the “Check Business Loan Eligibility Now” button below to start the process.
- You will be redirected to a page with a form that asks for basic details like your name, mobile number registered with your business, whether your enterprise is GST registered or not, and monthly sales.
- You can then click the “Check Eligibility Now” button, and the tool will instantly calculate the amount you may be eligible for.
- The tool is designed to consider your business profile to give you a clear idea of potential financial options from FlexiLoans.
Our Customers’ Valued Feedback
We’re thrilled to see how our financial support has empowered numerous businesses in their journeys. Some of our customers have shared their stories with us on how our MSME loans have helped them scale their ventures and cope with financial roadblocks.
Our aim is not just to offer loans to those who need them; we are invested in fostering genuine partnerships, partnerships that are built on reliability and financial empowerment. These stories fuel our drive to deliver accessible and impactful funding for businesses.
Here’s what some of our customers have to say:
If you are considering a business loan, let these stories inspire you to connect with the right lender, FlexiLoans. Connect with our team or hit the “Apply” button to get started on your journey to getting instant funds for your business needs.
FlexiLoans Vs. Other Lenders
Business lending options are easily available from many banks and NBFCs. It is important to consider the offers from different lenders to find the right one for your business needs.
Over several years, we have crafted our business loan application process and terms to offer distinctive benefits like quick approval and minimal documentation requirements. This makes us an ideal choice for MSMEs seeking instant business loans for their financial needs.
Here’s how FlexiLoans fares against other lenders:
| Feature | FlexiLoans | Traditional Banks | Other NBFCs |
| Approval Time | Within 48 hours | Several days | Varies |
| Documentation | Minimal | Extensive | Moderate |
| Collateral Requirements | None | Required | Varies |
| Interest Rates | Starting from 1% | Typically higher | Varies |
Ready to Grow Your Business? Apply for a FlexiLoans Business Loan Now!
Set sail on the journey to achieve your business ambitions today by applying for our business loan online. With our simple and hassle-free application process that requires minimal documentation, you can access up to ₹1 crore instantly. Connect with our team of experts, who are more than happy to guide you through the steps of the application process and answer all your queries.
Seize new opportunities without financial roadblocks
Business Loan FAQs
What is a business loan?
A business loan is a loan type that banks, non-banking financial companies, financial institutions, and other lenders offer to business owners. This loan aims to help companies cover operational expenses, scale businesses, buy equipment, give salaries to employees, or any other financial needs. Company owners can get a business loan to cover their short-term or long-term needs, thanks to a flexible tenure. They can select a tenure based on the interest rates to get an EMI that does not impact their finances drastically.What factors can influence business loan eligibility?
Factors like geographic location, existing credit, CIBIL Rank, business vintage, income, etc., can influence business loan eligibility. To increase the chances of business loan approval, you should try to clear any existing debt and improve your credit history.What documents are required to apply for a FlexiLoans business loan?
Our documentation process is very simple and requires:Personal KYC documents:
- - PAN card
- Proof of residential address (can include Voter’s ID, rental agreement, Driving License, etc.)
Business KYC
- - GST Registration or Shop Establishment Certificate
Banking
- - Last 6 months bank statement of company’s current account
- - Financial documents (required only for loans above ₹20 lakhs)
- - 2 years business vintage
- - ITR filings for the last 2 years
- - Proof of 6 months of GST returns