Buying a two-wheeler can be exciting, but for many, it requires financial assistance. A two-wheeler loan helps you own your dream bike without paying the entire cost upfront. However, before signing the loan agreement, it is crucial to choose the right lender. The lender you pick will determine the interest rates, repayment terms, and overall experience of your loan journey.

To make an informed decision, here are five key questions to ask before finalizing your two-wheeler finance agreement.

What is the Interest Rate and Total Cost of the Loan?
One of the most important factors in a two-wheeler loan is the interest rate. Lenders offer different rates based on your credit score, income, and loan amount. A lower interest rate means lower monthly installments and less financial burden.